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CIMB Bank Berhad

Providing Everything You Need

How to apply

New Borrowers

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  1. Download the CIMB Clicks Malaysia mobile app from the Google Play Store or the App Store. 

  2. On the login page, tap Create an Account.

  3. Then tap I Need A Personal Loan.

  4. Provide the required information including your personal details, desired loan amount, and loan tenure. 

  5. Read the terms and conditions. If you agree, tap Next. Tap Leave Application if you disagree.  

  6. If you agree and continue with your CIMB personal loan application, you’ll be required again to provide more details, including emergency contact persons and employment information. 

  7. Sign with your digital signature after you agree to the terms of the loan.

  8. Choose your disbursement method.

  9. Next, provide your income documents.

  10. Continue with the Virtual Verification.

  11. Lastly, an email with the loan contract will be sent to you once your CIMB personal loan application is approved. 

Existing Borrowers

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  1. Log in to your CIMB account through the mobile app.

  2. Choose Product on the homepage.

  3. Choose Apply for a Product.

  4. Select Personal Loan.

  5. Provide the initial details required.

  6. Choose the desired loan amount and loan tenure.

  7. If you agree to the terms and conditions, choose Next. If you disagree, tap on Leave Application. 

  8. Once you agree and choose Next, you’ll need to provide additional information. Make sure you provide the details of your employment and your emergency contact. 

  9. Provide your digital signature as well.

  10. Upload your income documents.

  11. Choose the method of receiving the loan.

  12. Proceed to the Virtual Verification process.

  13. Once approved, you’ll receive an email confirmation with the CIMB personal loan contract.

Note:

  • Completing the Virtual Verification stage changes your CIMB personal loan application status from Application in Progress to Pending Final Approval. This means that the application is now subject to a final verification by the credit underwriters. 

  • However, a borrower can go directly to the bank to apply. Bring all document requests and make sure you are eligible to apply for one of the loans.

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