Based on the concept of Commodity Muharabah-Tawarruq, which is secured by ASB Certificate.
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ASB Certificate Lien fee of RM50
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Nominal Stamp Duty of RM10
Eligibility and Requirements
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18 years and above. (Students ineligible)
Documents
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Photocopy of NRIC
Evidence of Income:-
Employed:-
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Min latest 1-month payslip, 3-month payslip, latest 3-month salary crediting bank statement/latest EPF statement with a minimum 6-month contribution.
Self-Employed:-
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Minimum latest 6-month company bank statement and Business Registration Document/ Latest Form B and LHDN payment receipt/ Latest e-Form and e-filing acknowledgement receipt.
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Statement of profits earned from term deposits placed more than 1 years
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ASNB dividend statement
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Latest 6-month Tabung Haji account statement
Features and Benefits
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Profit rate of BR +1.3% p.a., capped at ceiling rate of 10.75%
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Financing Tenure between 5 years – 30 years/65 years of age
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Financing amount from minimum RM10, 000 – RM200, 000.
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High financing margin up to 100% + 5% takaful coverage
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Takaful coverage