Quick and flexible financing. We can apply for an amount that is up to RM8, 000 gross monthly incomes. No collaterals, no guarantor, and flexible repayment tenure of up to 5 years.
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Compesation: 1% p.a. on instalment amount
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Takaful contribution depending on financing amount and tenure
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Rebate provided if financing is fully settled before maturity
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No early settlement fee
Eligibility and Requirements
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Malaysian citizen/Permanent Resident
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Individual Applicant
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21-60 years old
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Min RM800 monthly income
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Employed for more than 6 months.
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Self-employed – business must active for more than 1 years
Documents
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Photocopy of NRIC
Evidence of Income:-
Employed:-
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Minimum latest 1-month payslip, 3-month payslip, latest 3-month salary crediting bank statement/latest EPF statement with a minimum 6-month contribution
Self-Employed:-
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Minimum latest 6-month company bank statement and Business Registration Document/ Latest Form B and LHDN payment receipt/ Latest e-Form and e-filing acknowledgement receipt.
Features and Benefits
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Profit rates: 18% -24% p.a.
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Flexible Loan Amount (min RM3, 000 – max RM50, 000).
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Comes with Takaful coverage that covers death and total permanent disability.
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Enjoy flexible repayment tenure from a minimum of 6 months and up to 5 years.
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No stamp duty