Can use for a variety of purposes. Offers us a loan with tenure of up 5 years with no collaterals and no guarantor with flexible repayments.
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Late payment Penalty: 1% p.a. on the instalments amounts from overdue date onwards.
Eligibility and Requirements
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Malaysian Citizen
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Individual Applicant
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21-58 years old
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Min RM2,000 monthly income
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Employed for more than 6 months.
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Self-employed – business must active for more than 1 years
Documents
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Photocopy of NRIC
Evidence of Income:-
Employed:-
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Minimum latest 1-month payslip, 3-month payslip, latest 3-month salary crediting bank statement/latest EPF statement with a minimum 6-month contribution
Self-Employed:-
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Minimum latest 6-month company bank statement and Business Registration Document/ Latest Form B and LHDN payment receipt/ Latest e-Form and e-filing acknowledgement receipt.
Features and Benefits
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Fixed interest rates from as low as 6.88% to 14.88% fixed per annum (equivalent to Effective Interest Rates of 12.31% to 24.51% per annum.
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No processing fee
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No early settlement fee
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No lock-in period
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No Stamp Duty
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Flexible repayment period of up to 5 years
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Next day Approval
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Flexible Loan Amount (min RM2, 000 – max RM100, 000